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Three Things to Keep in Your Car for Emergencies

1. Emergency Kit

Safety is your top priority, so we recommend assembling a kit to keep you and your passengers covered. At a minimum, that should include first aid supplies, a flashlight, bottled water, and fridge-free snacks like granola bars.

2. Flat Tire Solution

This can be as simple as a can of Fix-a-Flat, which can seal and inflate a punctured tire. But for a more comprehensive solution, we recommend a system that includes an air compressor and tire pressure gauge.

3. Jumper Cables

It might seem redundant if you have Roadside Assistance with a service like the Union Plus Motor Club, but you’ll be glad you had jumper cables when you’re camping in the woods, cell phone reception is spotty, and your car’s battery is drained.

 

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The Union Plus Auto Buying Service
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Union families save an average of $3,279 off MSRP on new cars, and get special rebates for buying union-made.
Summary

Here are three relatively inexpensive items that will keep you prepared for some of the most common situations you’ll face on the road.

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Union Plus Auto Buying Service, administered by TrueCar
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Eight Things You Should Know About Tires

Any reputable tire retailer will have knowledgeable people behind the counter to help you when it’s time to choose new tires. They will look up your car in their database to check the wheel and tire size, then tell you what options they have in stock for your vehicle.

It helps to have some knowledge before you get to that point. You should know the type of tires you need, what you may sacrifice by buying cheaper tires and what you get by going up the price ladder.

  1. If you’re not sure if your tires need replacing, use a penny. Tires with 2/32″ of tread are legally bald, resulting in severely reduced traction and making the car unsafe to drive. Insert the penny into the tire grooves. If Lincoln’s hair is covered, the amount of tread on the tire is fine. Otherwise, it’s time for new rubber.
  2. Used tires are a common way to save money, but it’s hard to tell if they were improperly inflated or driven aggressively. These factors can accelerate wear and put you in dangerous situations.
  3. When choosing a tire, consider the condition of the roads where you drive. If they’re in bad shape, talk to your retailer about tires with taller sidewalls to absorb potholes. Low profile tires look more aggressive, but can make for a harsh ride and be more susceptible to blowouts.
  4. If you don’t know which tires you need, stick with your car manufacturer’s recommendation. Professional engineers typically choose tires that best match the car’s characteristics, taking into consideration handling, comfort and fuel economy. In most modern cars, this information is located inside the driver’s side doorjamb. Alternatively, you can get it by visiting a tire retailer’s website and entering your car’s year, make and model.
  5. If you live in an area without snow, a passenger or touring tire should fit your needs. Otherwise, consider a set of winter tires you can use in winter until the snow melts. You may even want a dedicated set of wheels for these tires, so you can easily change them out as the seasons change.
  6. Getting bigger or wider tires than the manufacturer’s original equipment may have consequences. The increased height may cause the tire to rub against the fender, and changing the shape of the contact patch may cause the car to hydroplane when driving over water.
  7. How long should tires last? According to Consumer Reports, all-season tires typically last between 40,000 and 100,000 miles. To maximize the life of your tires, keep them properly inflated and rotate them according to the owner’s manual. Doing both will help your tires wear more evenly.
  8. Low rolling resistance tires are designed to help you save at the pump, requiring less energy to keep them rolling on the road. According to the California Energy Commission, these tires can improve fuel efficiency up to 4.5%.

If you are ready to buy, don't forget your Union Plus savings! Union members can save 10% off Goodyear tires.

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Did you know that union members and their families save an average of $3,279 off MSRP when they buy a car with the Union Plus Auto Buying program

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Union Plus Auto Buying Service
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How to Deal with On-The-Road Emergencies

There are plenty of ingredients for a bad summer road trip in addition to rain and cranky kids. You could be driving along when the engine stalls (the reason for GM's recent recall of 1.6 million cars) or the car accelerates suddenly and unintentionally (the reason for Toyota's recalls in 2009 and 2010) or a tire blows out. Here's what to do in those situations:

Stalled Engine

A car can lose power for many reasons, from running out of gas to having a faulty fuel pump or alternator. (In the recalled GM cars, the problem was an ignition switch that was flimsily made and easy to switch off inadvertently.) If you're driving and the ignition key moves to the accessory position accidentally, try shifting into neutral and restarting the engine.
Then shift back into drive and you're good to go. If the engine won't restart or has stalled for another reason, apply the brakes and steer gradually to the side of the road. You'll lose power steering, so steering will feel heavier, but it will still be possible. Expect the power boost for brakes to disappear after one or two applications, so try to stop as soon as you can, using the emergency brake if necessary.

Sudden Acceleration

Our tests have shown that brakes may not be enough to stop a car with a stuck throttle while traveling at highway speeds. Brake firmly, but don't pump the brakes. And don't turn off the engine, because doing so disables the power assist for your steering and brakes. Shift into neutral. Some modern gear selectors are unconventional enough to cause confusion about where neutral is; if yours is one of them, you can practice sliding your gear lever into neutral while driving in an empty parking lot at low speed.
Don't worry if the engine revs up alarmingly-most modern cars have rev-limiters, and that will keep the engine under control. Steer to a safe location and come to a full stop. Shut off the engine with the transmission still in neutral. Lastly, shift the transmission into park or, with a manual transmission, set the emergency brake.

Blown Tire

Don't stop in the travel lane; take a firm grip on the wheel and limp the car to a safe location. A new wheel is less important than your safety. Do what you can to prevent flats from happening in the first place by keeping all tires, even the spare, properly inflated to the automaker's recommended pressure.
Check air pressure at least monthly-many tire problems result from underinflated tires that overheat-and inspect the sidewalls for bulges or cracks.
 
For any of those emergencies, once you're safe take a deep breath, then turn on the hazard flashers and summon help.

Visit our guides to summer road trips and car maintenance for more information.

Keep These in the Car

In addition to a basic first-aid kit, have the items below on hand. If applicable, check them periodically to ensure that they're in working order-and be familiar with how each works before you need to use it in an emergency.

  • Cell phone and car charger
  • Fire extinguisher (multipurpose, dry-chemical compact unit labeled 1A:10B:C or 2A:10B:C)
  • Warning light, hazard triangles, or flares
  • Jack and lug wrench (if your car lacks run-flat tires)
  • Nonflammable foam tire sealant (for minor punctures; not a permanent fix)
  • Spare fuses (check owner's manual for correct type and replacement instructions)
  • Bright, weatherproof flashlight
  • Gloves, hand cleaner, clean rags
  • Auto-club card or roadside-assistance number
  • Jumper cables or a portable battery booster (eliminates the need for a second vehicle)
  • Pen and paper (to leave a note on a windshield or jot down accident info)
  • Escape device (for example, Resqme, a key chain with a blade to slice seatbelts and a spike to shatter windows)
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Editor's Note: This article also appeared in the July 2014 issue of Consumer Reports magazine.

Copyright© 2006-2016 Consumers Union of U.S., Inc. No reproduction, in whole or part, without written permission.

Union members looking for the complete ratings, as well as expert advice on the highest rated consumer products, make sure to sign up for ConsumerReports.org with your Union Plus 27% online subscription discount.
Copyright© 2006-2016 Consumers Union of U.S., Inc. No reproduction, in whole or part, without written permission.

 

Summary

Learn what to do in a number of sticky situations.

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Union Plus Auto Team

Research Tips for Buying Used Cars

Where to Buy Used Cars

You can buy used cars from dealers, rental car companies, leasing companies, used car companies, private individuals and online. To get the best deal, you’re going to need to do some research — try out these tips!

Buying Used Cars From Dealers and Buyers Guide Rule

If you're considering buying from a dealer, you can find out if there are any unresolved complaints about a dealer on record by calling your local consumer protection agency, state Attorney General and the Better Business Bureau (BBB).

The Federal Trade Commission's (FTC) Used Car Rule requires dealers to post a Buyers Guide in every used car a dealer offers for sale (including trucks). The Used Car Buyers Guide must tell you:

  • Whether the car is being sold "as is" or with a warranty
  • What percentage of the repair costs a dealer will pay under the car warranty
  • That spoken promises are difficult to enforce (get everything in writing!)
  • To keep the Used Car Buyers Guide for reference after the sale
  • A list of the used car's major mechanical and electrical systems, including some major problems you should look out for; and
  • To ask you to have the used car inspected by an independent mechanic before you buy.

Be sure to get the original Used Car Buyers Guide, or a copy, from the dealer. And make sure it reflects any changes you may negotiate in warranty coverage. The Used Car Buyers Guide becomes part of your sales contract.

Buying Used Cars From Individuals

Private sellers do not need to offer a Buyer's Guide for used cars. Used cars sold by individuals are normally sold "as is", but you can request that the car be inspected by your mechanic.

Used cars may be covered by a manufacturer's warranty or a separately purchased service contract. But these may not be transferable. Review the warranty or service contract before you buy any used cars.

Evaluating Used Cars

Before You Buy Used Cars:

  • Use an inspection checklist to examine the used car (get from magazines, books, the Internet)
  • Test drive the car under varied road conditions - hills, highways, stop-and-go traffic.
  • Ask for the used car's maintenance record. If the owner doesn't have it, contact the dealer or service shop where work was done for copies.
  • Have used cars inspected by a mechanic you hire.
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The secret to buying great used cars? Research before you buy. Learn how! 

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Union Plus Autobuying Team

Six Roadside Safety Tips

Union members can join the Union Plus Motor Club for less than AAA. Membership includes battery boost, flat tire change, lockout service, fuel delivery when you run out of gas, and more. Just $69/year covers your entire household. As a bonus, you'll receive $40 in gas rebate vouchers when you sign up for an initial one year of service. At this rate, membership could easily pay for itself.

Here are five more tips for what to do in a roadside emergency from the auto experts at Consumer Reports — including whether you should wait for help inside or outside your vehicle.

For more consumer advice, use your Union Plus discount to subscribe to ConsumerReports.org online. For just $22/year (26% savings) you'll get unbiased ratings on thousands of lab-tested products(including cars) and advice on making smart purchases on everything from prescription drugs to lawn mowers. Your subscription also supports fellow workers. ConsumerReports.org is published by Consumers Union whose testers and writers are represented by the Communications Workers of America (CWA).

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This first tip is a money-saver. 

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Union Plus Auto Team

Car Repair: Easy Ways to get Good Value for Your Money

When it comes to auto repair many of us are aware of some of the trade-offs between convenience, security and price, but we don't know enough to feel comfortable with our decisions and we realize we're not really in control. There's always some inconvenience and some risk. The trends are favorable, however, and there are easy ways to improve the odds of getting good value for your money.

Reliability at a Price

Reliability is just one factor you consider in buying a car and it's just one factor manufacturers consider in designing one. Cars are getting more reliable even as they get more complex, thanks to technical advances, but they also cost more--more to buy and more to maintain, even though less service is required. Either technicians need more equipment and more training for diagnosis and repair, or expensive modular units must be replaced. If something unexpected needs attention, getting at it can be time-consuming. Styling and performance needs often compromise ease of repair. Replacing a headlight isn't always easy these days. In many ways automobiles are becoming like the small household appliances that say "Attention: Do Not Disassemble. No user-serviceable parts inside."

A Changing Industry 

These changes to cars have changed and shrunk the auto repair industry. Gas stations are more likely to sell bread than tune-ups. Dealers are getting more of the business. (Longer warranties have helped them, too.) Independent shops have had to specialize. Hourly labor rates have climbed dramatically. Franchises have acquired new pieces of the market: mufflers, tires, transmissions, tune-ups, oil changes, etc. With more choices, more specialization and less frequent service needs, we are less apt to know a repair facility through long personal experience. Without that experience we must rely on other people's opinions, appearances, ads, guarantees and legal protections.

Trade-Offs

Price, convenience, features, reputation--the same factors are important in choosing a repair facility as any other service or product. No one else will balance these factors quite the same way you do, but other people's opinions are important. Ask around, look around. Here are some general tendencies:

  • Dealerships. Highest prices, best facilities. Often located far from employment centers. May offer shuttle services but seldom loaner cars. Best access to parts and latest factory service bulletins. Specialization--service manager, team leader, service technician, cashier--can make it difficult to relay the symptoms of a problem to the person doing the work or to get a complaint resolved, or it can help everyone do more of what he does best. Most people use a dealer while their car is under warranty, but it is not required.
  • Franchises. Often emphasize convenience and speed. Always worth checking for price when you need what they specialize in. Beware of being sold unnecessary parts or service. Help tends to be lower paid and trained in much narrower areas than traditional auto mechanics.
  • Independent Shops. The best and the worst. Like new restaurants that get "discovered," a small shop started by a master mechanic may have growing pains once the clientele grows and the mechanic must act as mostly a manager. Avoid places that "specialize in all cars foreign and domestic."
  • Service Stations. The ones that do a lot of repair work now usually don't sell a lot of gasoline. Often the cheapest and most convenient for routine services: oil change, tire rotation, coolant, belts and hoses. Be sure they can get the right parts on time at a fair price before committing for major work.
Legal Protection

If you shop carefully and match your needs to the repair facility, problems should be rare. The nature of the business makes some disputes inevitable, however, and some places are dishonest. Here are some legal rights you should be aware of:

  • Written Estimate. Most states require written estimates and forbid charging much more than the estimate without your further authorization. If diagnosis requires tearing down your car's engine or transmission, be sure you are clear what will happen and what it will cost if you decide not to go ahead with repairs. Never sign a blank work order.
  • Replaced Parts. You should look at or take back your replaced parts. Most states require that they be offered to you. Have a mechanic elsewhere check them if you suspect the part's didn't come off your car or didn't need replacing.
  • Warranties. Take the car back if the problem isn't fixed. Everybody hates "comebacks," but they're part of the business.
  • Mechanic's Lien. With rare exceptions, you'll have to pay what the repair shop says you owe to get your car back. If there's a dispute, it's usually necessary to pay the whole amount and then sue in small claims court for a refund. It may seem unfair but it sure helps mechanics get paid. Call your lawyer for advice.
     
    Source: National Resource Center for Consumers of Legal Services. 
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There's always some inconvenience and some risk in getting your car repaired — learn how to improve your odds of getting a good value.

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Union Plus Auto Team

Use these Money-Saving Tips Next Time You’re at the Pump

Shifting Gears: Real Money-Saving Steps 

There are numerous no- or low-cost steps you can take to combat rising gas prices. The most important place to start is at the gas pump; buy only the octane level gas you need. All gas pumps must post the octane rating of the gas under the FTC's Fuel Rating Rule. Remember, the higher the octane, the higher the price. Check your owner's manual to determine the right octane level for your car.  

Consider Buying a Fuel Efficient Vehicle 

Deciding which vehicle to buy may be the most important fuel economy decision you make. The difference between a car that gets 20 MPG (miles per gallon) and one that gets 30 MPG amounts to $4,300 over 5 years, assuming gas costs $3.50 per gallon and you drive 15,000 miles a year. 

Visit www.fueleconomy.gov for more information. You'll find gas mileage estimates and other important fuel data from  the U.S. Department of Energy.

Here are some additional tips from the U.S. Department of Energy to help you get better gas mileage. 

Drive More Efficiently 
  • Stay within posted speed limits. The faster you drive, the more fuel you use. For example, driving at 65 miles per hour (mph), rather than 55 mph, increases fuel consumption by 20 %. Driving at 75 mph, rather than 65 mph, increases fuel consumption by another 25%.

  • Use overdrive gears. Overdrive gears improve the fuel economy of your car during highway driving. Your car's engine speed decreases when you use overdrive. This reduces both fuel consumption and engine wear.

  • Use cruise control. Using cruise control on highway trips can help you maintain a constant speed and, in most cases, reduce your fuel consumption.

  • Anticipate driving situations. If you anticipate traffic conditions and don't tailgate, you can avoid unnecessary braking and acceleration, and improve your fuel economy by 5 to 10%. In city driving, nearly 50% of the energy needed to power your car goes to acceleration. Go easy on the gas pedal and brakes. "Jack-rabbit" starts and sudden stops are wasteful.

  • Avoid unnecessary idling. Turn off the engine if you anticipate a lengthy wait. No matter how efficient your car is, unnecessary idling wastes fuel, costs you money and pollutes the air.

  • Combine errands. Several short trips taken from a cold start can use twice as much fuel as one trip covering the same distance when the engine is warm. 

  • Remove excess weight from the trunk. Avoid carrying unneeded items, especially heavy ones. An extra 100 pounds in the trunk reduces a typical car's fuel economy by one to two percent. 

 Maintain Your Car 
  • Keep your engine tuned. Studies have shown that a poorly tuned engine can increase fuel consumption by as much as 10 to 20% depending on a car's condition. Follow the recommended maintenance schedule in your owner's manual; you'll save fuel and your car will run better and last longer.
  • Keep your tires properly inflated and aligned. Car manufacturers must place a label in the car stating the correct tire pressure. The label usually is on the edge of the door or door jamb, in the glove box, or on the inside of the gas cap cover. If the label lists a psi (pounds per square inch) range, use the higher number to maximize your fuel efficiency. Underinflated tires cause fuel consumption to increase by six percent.
  • Change your oil. Clean oil reduces wear caused by friction between moving parts and removes harmful substances from the engine. Change your oil as recommended by the vehicle manufacturer.

  • Check and replace air filters regularly. Your car's air filter keeps impurities in the air from damaging internal engine components. Not only will replacing a dirty air filter improve your fuel economy, it also will protect your engine. Clogged filters can cause up to a 10 % increase in fuel consumption. 

"Gas-Saving" Advertising Claims 

The Federal Trade Commission (FTC) warns you to be wary of any gas-saving claims for automotive devices or oil and gas additives. Even for the few gas-saving products that have been found to work, the savings have been small.

Be skeptical of the following kinds of advertising claims:

  • "This gas-saving product improves fuel economy by 20%. 
    Claims usually tout savings ranging from 12 to 25%. However, the Environmental Protection Agency (EPA) has evaluated or tested more than 100 alleged gas-saving devices and has not found any product that significantly improves gas mileage. In fact, some "gas-saving" products may damage a car's engine or cause substantial increases in exhaust emissions. 

    The gas-saving products on the market fall into clearly defined categories. Although the EPA has not tested or evaluated every product, it has tried to examine at least one product in each category. See "Devices Tested by EPA" at the end of this brochure for category descriptions and product names.

  • "After installing your product on my car, I got an extra 4 miles [6.4 kilometers] per gallon [3.8 liters]." 
    Many ads feature glowing testimonials by satisfied customers. Yet, few consumers have the ability or the equipment to test for precise changes in gas mileage after installing a gas-saving product. Many variables affect fuel consumption, including traffic, road and weather conditions, and the car's condition. 

    For example, one consumer sent a letter to a company praising its "gas-saving" product. At the time the product was installed, however, the consumer also had received a complete engine tune-up - a fact not mentioned in the letter. The entire increase in gas mileage attributed to the "gas-saving" product may well have been the result of the tune-up alone. But from the ad, other consumers could not have known that.

  • "This gas-saving device is approved by the federal government." 
    No government agency endorses gas-saving products for cars. The most that can be claimed in advertising is that the EPA has reached certain conclusions about possible gas savings by testing the product or by evaluating the manufacturer's own test data. If the seller claims that its product has been evaluated by the EPA, ask for a copy of the EPA report, or check www.epa.gov for information. In some instances, false claims of EPA testing or approval have been made. 

Product Complaints and Refunds

If you're dissatisfied with a gas-saving product, contact the manufacturer and ask for a refund. Most companies offer money-back guarantees. Contact the company, even if the guarantee period has expired. 
If you're not satisfied with the company's response, contact your local or state consumer protection agency or the Better Business Bureau. 

EPA Evaluation Efforts 

The EPA evaluates or tests products to determine whether their use will result in any significant improvement or detriment to fuel economy. However, the EPA cannot say what effect gas-saving products will have on a vehicle over time because it hasn't conducted any durability tests. It's possible that some products may harm the car or may otherwise adversely affect its performance. In fact, today's vehicles' emission control systems are very sophisticated and complex. They have On Board Diagnostic features that alert the driver to problems associated with the emission control and fuel delivery systems. Retrofit products may have an adverse effect on these systems. 
 

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Gas prices are always in flux — try some of these gas-saving tips to save you money at the pump. 

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Union Plus Team
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Union-Made Tires

Do buy: These union-made tires (United Steelworkers)

DOT requires that each tire sold in the United States carry a code that looks something like this: DOT BE XX XXX XXX. The two letters or numbers that follow the DOT identify a particular factory as listed below:

BE:

B. F. Goodrich - Tuscaloosa, Ala.

BF:

B. F. Goodrich - Woodburn, Ind.

VE, YE, YU, 8B:

Bridgestone/Firestone - Des Moines, Iowa

D2, E3, W1, Y7:

Bridgestone/Firestone - La Vergne, Tenn.

2C, 4D, 5D:

Bridgestone/Firestone - Morrison, Tenn.

UP:

Cooper - Findlay, Ohio

UT:

Cooper - Texarkana, Ark.

JU, PC, UK:

Goodyear - Medicine Hat, Alberta

JJ, MD, PU:

Goodyear - Gadsden, Ala.

DA:

Dunlop - Buffalo, N.Y.

JN, MJ, PY:

Goodyear - Topeka, Kan.

JE, MC, PT:

Goodyear - Danville, Va.

JF, MM, PJ:

Kelly-Springfield - Fayetteville, N.C.

CF:

Titan Tire - Des Moines

JH, MN, PK:

Titan Tire - Freeport, Ill.

B plus serial #:

Titan Tire - Bryan, Ohio

CC:

Yokohama Tire - Salem, Va.

Be sure to take advantage of the 5-10 % union member discount at company-owned Goodyear Auto Service, Just Tires and Allied Tire and Service locations.

Find more union-made products.

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This original article was published by the AFL-CIO.

Summary

Did you know that Union Plus can help you save when you buy union-made? Click here to learn more!

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Union Plus Content Team

Union-Made Cars & Trucks

Did you know that union members can get special rebates for buying union-made vehicles?

Union members who purchase new, union-made cars through the Union Plus Auto Buying Service will receive a $100 rebate 6-8 weeks after purchase. You could also receive an additional $100 if you purchase a qualifying new, union-made EPA-approved vehicle.

How do you receive your rebates?

For the new union-made and the new union-made EPA vehicle rebates: simply use the Union Plus Auto Buying Service through TrueCar to make your new union-made and green vehicle purchase and Union Plus will be automatically notified and we'll mail you a check.

Check here for a list of union-made vehicles from UAW.

What are some of the best-selling union-made vehicles? The Ford F-150, Chevy Silverado and the Ford Escape.

UAW Members Make More than Vehicles

Did you know that in a factory in Michigan, UAW members also build houses? Or that in a plant in New York, UAW members prepare and package sugar. Or that in Tennessee, UAW members build lawn mowers. Or that in Ontario, UAW members make golf clubs.

All union members should look over this UAW guide to consumer products before we shop.

Every time we buy a UAW-made product, we help preserve the jobs of our brothers and sisters.

Let's proudly proclaim that we buy what we make because when we do, we create a better tomorrow.

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This original article was published by the AFL-CIO.

Summary

Across the land, United Auto Worker (UAW) members build cars, vans and trucks. Check here for a list of union-made vehicles from UAW.

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Union Plus Content Team

How to Know if a Tire is Union-Made

The U.S. Department of Transportation requires all tires sold in the United States carry a code which shows, among other things, the company and plant that made the tire. The code looks like this: DOT BE XX XXX XXX

The two symbols (either two letters or a letter and a number) which follow "DOT" indicate the company and the plant where a tire was manufactured.  For example, the above code indicates a tire made by B. F. Goodrich in Tuscaloosa, AL.

Here is a list of all U.S. and Canadian unionized tire plants and their DOT codes.  By comparing this list to the code on the tire you are buying, you can be certain you are getting a tire made by the United Steelworkers (USW).

In addition to company brands, these codes also appear on "Associate Brand" and "Private Brand" tires. The key to making sure you're getting a USW-made tire is the DOT code.

If you buy Goodyear union-made tires, make sure to use your Union Plus Goodyear benefit.  You'll save 5%-10% off tires, as well as auto service, parts and maintenance.

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Looking for a union-made car? Union members save an average of an average of $3,279 off MSRP, and get special rebates for buying union-made. Click here to learn more. 

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Union Plus Team