Medical Bill Negotiating Service

Requirements

1. You must be a union member or union retiree.
2. You must have at least one outstanding unreimbursed medical expense of $400 or more from a single medical provider. But there's no limit on the number of medical providers with which the service will negotiate.

Eligible Medical Expenses

• When you calculate your unreimbursed medical expenses, you may include expenses incurred from physicians, dentists, hospitals, surgery centers, diagnostic service providers — any medical provider. The Service attempts to negotiate any medical or dental bill regardless of insurance benefit status, including insured, underinsured, non-covered and out-of-network claims.
• Do not include expenses that were covered by your (or your spouse/dependent's) health insurance. Health Advocate may not be able to fee negotiate on money that was applied towards a deductible, coinsurance or co-pay. Deductibles, coinsurance, and co-pays are the member's contracted obligation with the insurance carrier.
• Unreimbursed expenses must be at least $400 for each medical provider.

 How to Apply

1. Complete the online application form.
2. Print your confirmation email, sign and mail to:
   ATTN: Union Plus Medical Bill Negotiating Service
   c/o Union Plus
   1100 1st Street NE, Suite 850
   Washington, DC 20002
3. Please allow 4-5 weeks for application processing.
4. When your application is approved you will be notified by email and postal mail. You will be advised to contact the medical negotiation service provider directly. You should be prepared to provide them with documentation of your unreimbursed medical expenses of at least $400 per medical provider, copies of medical bills, or insurance Explanation of Benefits (EOB) forms.

Important Note: Do NOT mail copies of your medical bills with your application.

Questions

If you have additional questions, please send an email to grants@unionplus.org.