Debt Settlement

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Get debt relief

Get the help you need when unexpected expenses, job loss and medical bills make it impossible to pay off your credit cards.

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Union Plus has partnered with Freedom Debt Relief to offer a debt settlement program designed to help union members get out of debt as quickly as possible, for one low monthly program payment.

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Debt settlement helps union members
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Union Plus has partnered with Freedom Debt Relief to offer an affordable, personalized debt solution to help union members overcome their debt.

In addition, union members could get up to $500 in extra savings.*

  • No loan required 
  • 1 low monthly program payment 
  • Reduce what you owe 
  • Become debt-free faster 
  • Save money on your debt 
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Free debt evaluation and so much more
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Union members get a FREE debt evaluation with a Certified Debt Consultant which includes a personalized review of options to get out of debt, a savings estimate, and a follow up debt report.

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How Freedom Debt Relief Works
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Tell us about your debt
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Talk to a Certified Debt Consultant to see if our program is right for you. 

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See what you could save
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Learn how much our program could reduce what you owe.

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Enroll in the program
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Experts negotiate with your creditors to get them to settle for less than you owe.

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FAQ
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Your questions, answered.

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Who is eligible?
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Freedom Debt Relief is available to union members and their families who are struggling with $10,000 or more in credit card, personal loan, or medical debt. Mortgage debt, car loans, federal student loans, and other kinds of secured debt do not qualify for our program. To see if you qualify, fill out our simple online form now. 

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Where is the program available?
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Freedom Debt Relief can help consumers in Alabama, Alaska, American Samoa, Arizona, Arkansas, California, Delaware, Florida, Guam, Idaho, Indiana, Iowa, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Puerto Rico, South Dakota, Tennessee, Texas, Utah, Virginia, Washington DC , Wisconsin. 

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Need help?

To get more answers about their debt relief program, contact Freedom Debt Relief directly at 800-230-2541.

The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or  online

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Look what people are saying
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It would have taken me 15 years to get out of debt. With Freedom, it’s only going to take me three.

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Alejandra
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Program graduate
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What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.

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Meesha T.
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AFT Member
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Freedom Debt Relief is the BEST! I would highly recommend them if you are experiencing financial issues...they help you along the process every step of the way!

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Angel K.
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Ready to get started?

To find out if you qualify for debt relief, just answer a few simple questions about your debt. We'll tell you instantly if this program is right for you.

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*As a qualifying union member, you could earn up to $500 upon having your first account settled (the “Incentive Credit”); the Incentive Credit will be 0.5% of the total debt that is enrolled into your Freedom Debt Relief program and shall be in the form of a credit into your dedicated settlement account upon the first settlement of an enrolled account; the maximum Incentive Credit available is $500.00. For example, if you enroll $50,000 of debt into your Freedom Debt Relief program, upon the first settlement of an enrolled debt, $250.00 will be placed into your dedicated settlement account. 

Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825. 

 

 

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If your credit card debt has suddenly tallied up to $10,000 or more, debt settlement may be able to help.

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