Accident Insurance

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Accident insurance plans help protect your loved ones

If you have an accident, you don’t want your family stuck with expensive bills. Get an accident insurance plan that can help give you peace of mind.

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Union Plus Accident Insurance is underwritten by Hartford Life and Accident Insurance Company. 

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Accidental death insurance coverage
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Accidental Death Insurance Plan
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Enroll now to receive up to $20,000 of our No Cost To You Accidental Death Insurance Coverage provided exclusively by Union Plus for one full year. No medical exam. No hassle.

 

 

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Or opt for greater protection of up to $200,000* in Accidental Death and Dismemberment Insurance coverage at affordable group rates — just for union members and their families.

*All coverage is reduced by 50% at age 70 and older.
Accident Form Series includes 7582, PA-5427, or state equivalent.

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Senior Accidental Death Insurance Plan
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As a union member or spouse of a union member 50 years and older residing in the United States, you can add up to $100,000 of Accidental Death Insurance coverage.

 

 

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  • Guaranteed acceptance regardless of health
  • No medical exam
  • No rate increase due to age or change in health

Accident Form Series includes GBD-1000, GBD-1300 or state equivalent.

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More accident insurance coverage
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Comprehensive Accident Insurance Plan
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Disabling injuries may occur at anytime or anywhere. This all-in-one solution combines three types of coverage: 

 

 

 

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  • Hospitalization resulting from a covered accident
  • Disability resulting from a covered accident, and
  • Covered accidental death

Accident Form Series include GBD-1000, GBD-1300 or state equivalent.

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Travel Accident Insurance Plan
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No matter how safe you try to be, or how courteous a driver you are, there are many things beyond your control. This Union Plus Travel Accident Insurance Plan can help make sure you or your family will have help paying the bills in the event of a covered accident.

 

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  • Guaranteed acceptance
  • Generous benefits — Up to $50,000
  • Includes Hospital Care Benefit, Recuperation Benefit, Outpatient Care Benefit and Loss of Life Benefit

Accident Form Series includes GBD-1000, GBD-1300 or state equivalent.

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Why you need accidental death insurance

Nobody wants to think about accidental death insurance, but not being prepared can put your family in financial risk. Watch this video to learn more.

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FAQ
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Your questions, answered.

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How do I enroll?
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There are two ways to enroll. Enroll online. Or call 800-393-0864 to speak to a Union Plus Insurance representative. 

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Who is eligible?
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Union Plus Accident Insurance is available to: 

  • Dues-paying labor union members of participating unions 

  • Retired labor union members 

  • Spouses, children and parents of union members

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What happens if I’m out of work?
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Union Plus Accidental Insurance includes a valuable feature that waives premiums for three months if a union member is out of work due to a union-sanctioned strike, layoff or lockout lasting 30 days or more.

The AFL-CIO Mutual Benefit Plan provides a hospital grant for eligible members to assist in paying for large, out-of-pocket hospital expenses. This benefit is not provided or endorsed by The Hartford.

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Need help?

Contact a Union Plus Insurance representative at 800-393-0864 (M-F, 8 a.m. to 7 p.m., ET).

You may also submit questions online through the Union Plus Insurance website.

You may also contact the Union Plus Member Advocate, an OPEIU Local 2 member, at 800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays).

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Union Plus Accident Insurance is underwritten by Hartford Life and Accident Insurance Company. 
 
The Hartford® is The Hartford Financial Services Group, Inc., and its subsidiaries, including issuing company Hartford Life and Accident Insurance Company. Home Office is Hartford, CT 06155. All benefits are subject to the terms and conditions of the policy. 

Policies underwritten by the issuing company listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued. Coverage may not be available in all states.

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Accident insurance plans help protect your family in case something happens to you.

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