Life Insurance

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Life insurance plans help protect union families

Get peace of mind for your family. A life insurance plan helps protect your family in case something unexpected happens to you.

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Union Plus Life Insurance is underwritten by Hartford Life and Accident Insurance Company.

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Find an insurance plan that's right for your family
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I am
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18 to 64 years old
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Term-to-70 Life Insurance  Plan
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This plan helps provide important protection against the financial impact of unexpected death.

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Whether it’s help with final expenses, outstanding loan balances, or student debt, Term Life coverage can help surviving families put the pieces back together.   

The plan’s rates are based on 5-year age bands. And with its "living benefit" feature, you can collect a portion of your benefits from the plan when you might need the money the most — during a terminal illness. 

Life Form Series includes GBD-1000, GBD-1100, or state equivalent.

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55 and over
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Senior Term Life Insurance Plan
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This insurance is designed for mature empty-nesters who don't want to leave the burden of final expenses on their families after they die.

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There's no termination age under this plan and a range of coverage options to fit your budget are available. 

A "living benefit" feature allows you to collect a portion of your benefits, without paying monthly premiums, at a time when you might need the money the most — during a terminal illness. 

Life Form Series includes GBD-1000, GBD-1100, or state equivalent.

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I want
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guaranteed coverage
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Guaranteed Issue Senior Term Life Insurance Plan
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This insurance is designed for mature empty-nesters who want a guaranteed issue life insurance option to cover their final expenses.

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This coverage is guaranteed-issue with no doctor visits, medical exams or lab tests required.

This plan pays in addition to any other benefits you may have with no termination age. 

Life Form Series includes GBD-1000, GBD-1100, or state equivalent.

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Why union members need life insurance

Nobody wants to think about life insurance, but not being prepared can put your family in financial risk. Watch this video to learn more.

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FAQ
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Your questions, answered.

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Who is eligible?
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Union Plus Life Insurance Plans are available to:  

  • Dues-paying labor union members of participating unions 
  • Retired labor union members 
  • Spouses and children of union members 
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What happens if I’m out of work?
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Union Plus Life Insurance includes a valuable feature that waives premiums for three months if a union member is out of work due to a union-sanctioned strike, layoff or lockout lasting 30 days or more.

The AFL-CIO Mutual Benefit Plan provides a hospital grant for eligible members to assist in paying for large, out-of-pocket hospital expenses. This benefit is not provided or endorsed by The Hartford.

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Need help?

Don’t know which insurance product is right for you?   

Talk to a friendly Union Plus Insurance Representative at 800-393-0864  (M-F, 8 a.m. to 7 p.m., ET) or submit questions online through the  Union Plus Insurance website.

You may also contact the Union Plus Member Advocate, an OPEIU Local 2 member, at 800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays).

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Union Plus Life Insurance is underwritten by Hartford Life and Accident Insurance Company. 

The Hartford® is The Hartford Financial Services Group, Inc., and its subsidiaries, including issuing company Hartford Life and Accident Insurance Company. Home Office is Hartford, CT 06155.  All benefits are subject to the terms and conditions of the policy. 

Policies underwritten by the issuing company listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued. Coverage may not be available in all states. 

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Get an insurance plan that helps protect your loved ones from the unexpected.

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