CAPE

California Association of Professional Employees

Short Name
California Association of Professional Employees

Free College

Free college for union members and their families

Earn your degree for free online. The Free College Benefit helps union families continue their college education without piling on thousands of dollars in student debt.

Spring 3 semester starts March 29

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For students affected by the Coronavirus pandemic, additional financial aid options may be available to assist with education-related costs (living expenses, child care, etc). Call EGCC at 1-888-590-9009 to discuss your options.

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The Union Plus Free College Benefit, brought to you in partnership with AFSCME, ensures that cost is not a barrier to you and your family pursuing a college education.

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What is The Union Plus Free College Benefit?

In partnership with Eastern Gateway Community College (EGCC), the Union Plus Free College Benefit offers "last dollar scholarships" that fill the gap between any federal, state and employer education grants for tuition, fees, and e-books for certain online programs at Eastern Gateway. Please note: Only the Free College online degree and certificate programs listed below are eligible for these benefits.

Free College is possible thanks to the early support and enthusiasm of AFSCME, who entered into a collaboration with Eastern Gateway Community College in 2016. Since 2016, thousands of students have taken advantage of millions of dollars in Free College scholarships.

Earn an Associate Degree — completely online, for FREE! Even if you don’t qualify for student financial aid, the Union Plus Free College Benefit will be applied to your balance for tuition, fees and e-books.

Eastern Gateway Community College

Eastern Gateway Community College is a fully accredited, non-profit public institution that is part of the University System of Ohio. Students can enroll in the distance learning program from anywhere in the U.S. The program offers ten associate degrees and two certificate programs. Credits can be transferred to a four-year college.

Degree Programs

  • Accounting
  • Associate of Arts
  • Business Management — with optional certificate programs in: Advertising; Cyber Security; Data Science; Digital and Social Media; Entrepreneurship; Environmental and Conservation Studies; Finance; Hospitality: Food and Beverage Management or Hotel and Event Management; Human Resources; Information Systems/IT Help Desk; Labor Studies; Marketing; Programming and Development
  • Criminal Justice
  • Teacher Education (Associate of Arts)
  • Healthcare Administration
  • Health Services
  • Individualized Study
  • Paralegal
  • Professional Office Management
  • Social Work

Certificate Programs

  • Business Management – with an optional concentration in Accounting
  • Patient Navigator

Classes Begin Every 8 Weeks

  • Classes are online so they fit into your schedule
  • Attend full time or take as little as one class per term
  • Credits can transfer to other schools
  • Advising and tutoring is available to support students
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Unions also offer their own free college benefit programs
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If you or your family member is a member of one of these unions, click on the link below.

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FAQ
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Your questions, answered.

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How does it work?
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Follow these easy steps to use your Union Plus Free College Benefit: 

  1. Go to unionplusfreecollege.org and select the “Get Started” button  and fill out your contact and union information (for membership verification), and your degree interests.

  2. You will be directed to complete a simple college application form and an online financial aid form (FAFSA). The FAFSA form is a requirement. 

  3. Submit proof of high school graduation or GED completion. Acceptable proof includes official or unofficial high school/GED transcripts, or a copy of your diploma or official college transcript showing Associate Degree or higher. Include any college transcripts, as applicable college credits will be transferred to the new program. 

  4. Work with an enrollment specialist to enroll in classes and start working towards your degree. 

As long as your financial aid file is complete, there is no cost to the student, and students are never asked to take out any loans. 

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Who is eligible?
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Students who apply to Eastern Gateway must have completed high school or a GED program, as well as apply for and use any available federal grants. 

The program is available in the United States including Guam, Puerto Rico and the U.S. Virgin Islands. 

The following are eligible: 

  • Dues-paying labor union members of participating unions  

  • Unemployed, furloughed, laid-off union members 

  • Retired union members 

  • Widows/widowers of union members 

  • Spouses and domestic partners of union members 

  • Children of union members, including stepchildren and children-in-law (no age limits)  

  • Grandchildren of union members 

  • Financial dependents of union members 

  • Siblings of union members 

  • Parents of union members 

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Need help?

If you have additional questions, please start by reading the  Union Plus Free College Benefit FAQs

To request support by phone, call Customer Support at 888-590-9009 
(Monday through Friday, 9 a.m. to 5 p.m. ET).

To request online support, please send an email to  online@EGCCFreeCollege.org  or complete the  request information form

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Look what people are saying
Testimonials
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I love the flexibility and the fast track of the program. It has worked very well with my schedule.

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Chelsea T.
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IUPAT Member
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College is so expensive. I recommend this to all union members I meet. Your family can go to school, and it’s huge.

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Sarah C.
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Ready to apply?

Your dream of earning a degree can become a reality. Just click the button below to get started on a free college education now.

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The Union Plus Free College Benefit, brought to you in partnership with AFSCME, can help you and your family members afford a college education.  

Personal Loan

Get a personal loan to pay off your debts

Take control of your financial future! A personal loan gives you fast and convenient access to the money you need now.

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How can a personal loan help you?
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The Union Plus Personal Loan has low fixed interest ratesand can help prepare you for a better future. Put a personal loan to work for you: consolidate your high-interest credit cards and debt to help you get on track with your finances. Plus, it could help save you money over time.

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The freedom and flexibility you deserve
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Financial freedom
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Consolidate payments into one monthly bill with low fixed rates1, no annual application, processing or pre-payment fees.

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Flexible terms
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Apply for a loan amount up to $30,000 and request terms of your loan from 36 to 72 months.2

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Peace of mind
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If you change your mind within the first 45 days, return the entire loan amount. No fees, penalties or interest will be charged.

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Your questions, answered.

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How do I apply?
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Fill out the application online. A dedicated, U.S.-based loan specialist will call to give you a decision over the phone. You can tell us to which creditors you want the money sent. Verify your balances, account numbers and payment addresses with the Loan Specialist. 

Did you receive a mail promotion? If so,  click here

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Who is eligible?
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Generally, well-qualified applicants are able to demonstrate a continued history of credit responsibility. Credit factors considered include, but are not limited to: on-time payment history, existing credit line utilization, number of prior credit inquiries and presence of bankruptcy or other major derogatory records. Applications are subject to credit approval based on each applicant’s credit-worthiness at the time of application. Please submit an application to see if you qualify for the Union Plus Personal Loan today! 

Dues-paying labor union members of participating unions are eligible to participate in the Union Plus Personal Loan program. 

The program is available in the Unites States. This program is not available in Puerto Rico, The U.S. Virgin Islands, Guam or Canada. 

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Already applied?
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Call 855-578-8704  for the status of your application. 

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How do I make a payment or manage my loan?
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Need help?

For additional questions about your Union Plus Personal Loan, call toll-free 888-283-5228. 

Hours of Operation:
Monday-Friday   8 a.m.  - 7 p.m.  CT 
Saturday  9  a.m. - 2  p.m.  CT 

We realize that sometimes you may need help with a concern about using a Union Plus program. The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or  online.

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Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?

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Ashley M.
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What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.

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Ready to apply?

To get started on the personal loan process, fill out the application online. A loan specialist will call you to confirm.

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Important Information 

*Please read "Key Information on Your Loan." 

1Your fixed APR will be established when we discuss your specific request with you and will be in the range of 5.99% fixed APR to 15.99% fixed APR, depending on your creditworthiness. Please note that all applicants may not qualify for the lowest rate. The lowest rate may not be available for the term chosen. You may receive a 0.25% interest rate discount by enrolling in AutoPay. To qualify, you must set up automatic payments from a checking or savings account at the time of loan origination. When you enroll in AutoPay, a rate as low as 5.74% fixed APR may be available, depending on your creditworthiness. See the Key Information on Your Loan  for more details.  

2Your repayment terms will depend on your APR and loan term for which you qualify. Example: On a 9.99% Fixed APR loan you will have (1) 36 monthly payments of $32.26 per $1,000 borrowed; or (2) 48 monthly payments of $25.36 per $1,000 borrowed; or (3) 60 monthly payments of $21.24 per $1,000 borrowed; or (4) 72 monthly payments of $18.52 per $1,000 borrowed. Your APR will be in the range of 5.74% Fixed APR (if you are enrolled in AutoPay) to 15.99% Fixed APR, depending on your creditworthiness. See  Key Information on Your Loan  for more details.  

3FICO and “The score lenders use” are trademarks and/or registered trademarks of Fair Isaac Corporation in the United States and other countries. Please note, new personal loan holders will generally see their FICO® Bankcard Score 9 (the version of FICO® Score we use to manage their account) within 45 days of account opening.

Loans cannot be used for postsecondary educational expenses or tuition, or to consolidate post-secondary educational loans. Other restrictions may apply.  

By agreeing to these terms, you are also authorizing First National Bank of Omaha to verify your employment, income and other relevant information. 

Loans are made and serviced by First National Bank of Omaha.  

Copyright  © 2020  First National Bank of Omaha. All rights reserved. 1620 Dodge Street, Omaha, NE 68197.

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Did you receive a mail promotion? If so, click here.

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A personal loan gives you fast and convenient access to the money you need now.

Auto Buying

Save thousands on a new car or truck

Union members save an average of $3,470 off MSRP.* Let us help you with your next auto adventure.

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TruecarUnion Plus Auto buying discounts are powered by TrueCar®

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Buy from home and save
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The Union Plus Auto Buying Service is powered by TrueCar and can help you find the right new or used car or truck for your family. Search online for the car you want, then lock in your member savings with a real price that includes incentives, dealer discounts and fees.

Look for the Buy from Home badge to see which dealers offer vehicle delivery, remote paperwork and enhanced vehicle sanitization. Union families who use our service save an average of $3,470 off MSRP.*

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More benefits for union members
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Free research tools
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Use the TrueCar Price Curve to see what others in your area paid for the same car.

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Search from home
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Search 1MM+ used cars or trucks nationwide.

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Additional benefits
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Get additional benefits that could be worth more than $2,000.**

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$100 rebate when you buy a new union-made car
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Get a $100 rebate on a new union-made car when you purchase using the Union Plus Member Auto Buying Service. Check out the 2020 union-made bestsellers.

  • Jeep Grand Cherokee
  • Ram 1500
  • Chevrolet Equinox
  • Ford F-150
  • Chevrolet Silverado
  • Ford Escape
  • Ford Explorer
  • Chevrolet Traverse
  • Jeep Wrangler
  • Chevrolet Malibu
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Your questions, answered.

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How does it work?
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Follow these easy steps to find your new car or truck: 

  • Step 1: Select the new or used vehicle and options you want  and consider a union-made vehicle. View the Market Average, edit your preferred options, incentives and view photos.

  • Step 2: Use the TrueCar Price Curve to find see what others in your area paid for the same car.

  • Step 3: Enter your contact information to connect with your local dealers, view inventory and get upfront member price offers.

  • Step 4: Connect with a Certified Dealer via phone, email or text to answer any questions, schedule a test drive, ask about financing or vehicle delivery options.

If you purchase a new, qualifying union-assembled vehicle, you will receive a check for $100 within 6 to 8 weeks after purchase. (The rebate checks come from Union Plus and not from the dealer). 

Union Plus receives a monthly report on the sales activity from the program provider to verify that a rebate check should be sent to a member who purchased a qualifying vehicle. This process is automatic, there are no forms to complete. Keep a copy of your Union Plus Auto Buying referral email that can assist in researching your purchase if you think you qualified for a rebate but did not receive a check. 

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Who is eligible?
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The Union Plus Auto Buying Service is available in the United States. This car buying service is not available in Canada, Guam, Puerto Rico, and Virgin Islands. 

The Union Plus Auto Buying Service is available to: 

  • Dues-paying labor union members of participating unions 
  • Retired labor union members 
  • Spouse, domestic partner and children of union members 
  • Widows/widowers of union members 
  • Union Plus credit cardholders 
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Need help?

The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or online.

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Look what people are saying
Testimonials
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Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?

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Ashley M.
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Union Member
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What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.

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Meesha T.
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AFT Member
Ready to save?

Just click the button below to search thousands of new and used cars and trucks from every major automaker.

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*Between 1/1/20 and 12/31/20, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through the Union Plus Auto Buying Service and who were identified as buying a new vehicle from that Certified Dealer was $3,470. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer's trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing. 
 
**Report the purchase of your new or used car from a Certified Dealer within 45 days and receive additional benefits that could be worth more than $2,000. Some benefits not available in NY or NH.  See site for details. 

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Union members save an average of $3,470 off MSRP.* Let us help you with your next auto adventure.

Renters Insurance

Save big on renters insurance

Get multiple quotes from highly-rated carriers for a personalized rental insurance policy.

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MetLife ChoiceSM lets union members compare and save on renters insurance.

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MetLife Auto & Home® will provide reasonable billing accommodations to customers impacted by the coronavirus pandemic. Please contact MetLife Auto & Home® directly at 855-666-5797 to discuss options available to you. 

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Renters insurance covers your belongings
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Whether you rent an apartment or a house, your landlord's insurance likely covers your building, but not your stuff. Get a renters insurance policy from MetLife ChoiceSM that safeguards all your belongings, from electronics and luxury items to sports equipment and musical instruments.

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Get a personalized plan
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Choice of multiple quotes
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Compare plans from highly-rated carriers.

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Convenient payment options
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Pick a payment plan that's right for you.

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Customize
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Coverage best suited to your needs
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Get a plan that covers only what you need.

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Save more when you bundle
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Enjoy the convenience of having all your policies with one company. Most companies offer discounts when you combine your auto and home insurance policies together.

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FAQ
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Your questions, answered.

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How does it work?
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To apply for renters insurance, you have two options:

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Who is eligible?
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The Union Plus auto and home insurance program is available in the United States (Puerto Rico, Guam and Canada are excluded). Homeowner coverage is not available in Florida and Massachusetts.

Renters Insurance is available to:

  • Dues-paying labor union members of participating unions
  • Retired labor union members
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Need help?

To talk to a MetLife Auto & Home sales representative, call 855-666-5797. 

Hours: 
Monday to Friday: 8 a.m. to 11 p.m. ET 
Saturday: 8 a.m. to 8 p.m. ET 
Sunday: 12 p.m. to 6:30 p.m. ET 

To talk to a MetLife Auto & Home customer service representative about your existing policy, call 855-666-5797. 

Hours: 
Monday to Friday: 8 a.m. to 11 p.m. ET 
Saturday: 9 a.m. to 5 p.m. ET 

All customer service calls are answered in the United States. 

Ready to save?

If you're ready to choose a renters insurance plan that saves you money, just click the button below to get multiple quotes in an instant.

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MetLife Choice is used by MetLife GA Property & CasualtySM, and other independent agencies and captive agents to provide consumers a broad choice of insurance providers. Coverage may be underwritten by carriers unaffiliated with MetLife Auto & Home through MetLife Auto & Home Insurance Agency, Inc., with its principal place of business at 700 Quaker Lane, Warwick, RI 02886, CA License #0D25399, AR License #100116171, TX License #15811. Each insurer operates independently and has sole financial responsibility for its own products. 

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Fire & Casualty Company, Economy Premier Assurance Company, Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company, and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices at 700 Quaker Lane, Warwick, RI 02886. Coverage, rates, discounts, and policy features vary by state and product, and are available in most states to those who qualify. Policies have exclusions, limitations, and terms under which the policy may be continued in force or discontinued. For costs and complete details of coverage, contact your local MetLife Auto & Home representative or the company.

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Need renters insurance? Get it personalized with multiple quotes from highly-rated carriers. 

Shopping Discounts

Save money on electronics, clothing and more

You can save big bucks on things for your whole family. Union members get exclusive discounts when you shop at national and local retailers you know and trust.

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Union Plus Shopping Discounts are powered by Abenity.

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How to access your Union Plus Shopping Discounts
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Get ready to save when you shop. To access your Union Plus Shopping discounts, visit the Union Plus Abenity website and register or log in. Shop for items that pique your interest under the Top Categories button. You’ll save hundreds of dollars on things you buy every day.

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What will you save on?
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Fashion and Beauty
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Union families look great and save money with these fashion, jewelry and beauty discounts.

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Everyday Living
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Enjoy savings at national and local retailers and even grocery coupons!

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Electronics and Digital Services
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Save on electronics and digital services for the whole family.

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FAQ
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Your questions, answered.

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Who is eligible?
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Union Plus shopping discounts are available in the United States. They are not available in Canada, Guam, Puerto Rico and the Virgin Islands. 

To be eligible, you must be: 

  • Dues-paying labor union members 

  • Retired union members  

  • Spouse, domestic partner and children of union members 

  • Widows of union members 

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Need help?

If you need help with your Shopping discounts, support is provided by Abenity. Please expect a response to your inquiry within 24 business hours.

For additional support resources, please visit member FAQs.

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Look what people are saying
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Another awesome savings offered by Union Plus, thank you for recognizing us union workers! Appreciate all the support.

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Jason
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Union Member
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Testimonial

Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?

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Ashley M.
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Union Member
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Testimonial

What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.

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Meesha T.
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AFT Member
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Get exclusive discounts when you shop at national and local retailers you know and trust.

Restaurants

Save at local and national restaurants

Union members and their families can enjoy delicious meals and get huge discounts when dining out at your favorite restaurants.

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Restaurant discounts for union members and their families are powered by Abenity.

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Delicious discounts your union family deserves
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Are you planning your next date night or a fun family night out to eat? Union members can enjoy discounts at local restaurants and many of the popular chains in the country.

To access your Union Plus restaurant discounts, register or log in to the Abenity website for Union Plus members. You'll save at these restaurants and more:

  • IHOP
  • Macaroni Grill
  • Maggiano's
  • Lebanese Taverna
  • Carrabba's Italian Grill
  • Bonefish Grill
  • Johnny Rockets
  • Little Caesars
  • Chili’s
  • Applebee’s
  • Ghirardelli Chocolate
  • Habana Village
  • Jerry's Subs & Pizza
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Your questions, answered. 

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How do restaurant discounts work?
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Access your restaurant discounts in three easy steps:

  1. Visit the Restaurants page on the Union Plus Abenity website  and register or log in. 
  2. Select your restaurant and click the green "Redeem Offer" button.
  3. Checkout online and then enjoy your meal!
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Who is eligible?
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The following are eligible for Union Plus Restaurant Discounts: 

  • All dues-paying labor union members 

  • Retired union members 

  • Spouse, domestic partner and children of union members 

  • Widows of union members 

Union Plus Restaurant Discounts are available in the United States. They are not available in Canada, Guam, Puerto Rico and the Virgin Islands. 

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Need help?

Support for your Union Plus Restaurant discount is provided by  Abenity. Please expect a response to your inquiry within 24 business hours. 

For additional support resources, please visit  member FAQ’s.

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Look what people are saying
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Another awesome savings offered by Union Plus, thank you for recognizing us union workers! Appreciate all the support.

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Jason
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Union Member
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Testimonial

Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?

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Ashley M.
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Union Member
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Testimonial

What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard-working Americans.

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Meesha T.
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AFT Member
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Dine out for less at your favorite local and national restaurants. 

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Flowers & Gifts

Save 25% on flowers and gift baskets

Flowers are the perfect gift for every occasion, whether you need to tell someone “Happy birthday” or “Get well soon.” Send someone a beautiful flower arrangement or gift basket, and make their day.

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Union members save 25% on all Teleflora flowers and GiftTree gift baskets. Your discount will be automatically applied at checkout. Promotion code: BAAUP25

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Your  discount should be applied automatically. If you encounter any issues accessing your  discount, simply type  BAAUP25 in the Promotion Code  box during checkout.

Your union discount includes: 

  • 25% discount on flowers & gifts per order   

  • Same-day flower delivery service (If ordered before 2 p.m. Monday-Friday or 12 p.m. Saturday or Sunday in recipient's time zone) 

  • Unconditional 100% satisfaction guarantee on a wide selection of expertly designed flower arrangements, gifts, green and blooming plants and wreaths 

  • International service (with three-day delivery guarantee; orders for delivery outside the U.S. and Canada taken by phone only.) 

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Save even more on today's deal
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You can get the best bouquet for your buck, just order the Deal of the Day. Let expert florists handpick the freshest, most beautiful flowers to create one-of-a-kind arrangements, all at an affordable price.

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FAQ
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Your questions, answered.

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Who is eligible?
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Union Plus Discount Flower Delivery is available in the United States. 

To be eligible, you must be: 

  • Dues-paying labor union members of participating unions 

  • Retired labor union members 

  • Widows/widowers of union members 

  • Children, spouse and domestic partners are eligible 

  • Union Plus credit cardholders 

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Can I order flowers and gifts by phone?
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To order flowers and gifts by phone, call 888-667-7779 and reference discount code BAAUP25.

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Need help?
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If you need help, contact Teleflora at: 

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It is good to know that Union Plus has negotiated rates with discounts giving union members the best bang for our buck.

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Yvette S.
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IAM Member
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Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?

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Ashley M.
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Union Member
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Testimonial

What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.

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Meesha T.
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AFT Member
Description

 Save 25% when you send someone a beautiful flower arrangement or gift basket.

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